It is common for baggage delays and losses to occur when traveling internationally, particularly at busy airports. For this reason, it is important to have the benefit of misplaced bags insurance when flying from New Delhi or another major Indian city. It will reimburse you for the purchase of essentials (i.e., clothing, toiletries, medicine, etc) in the event that your checked-in luggage is delayed, lost, or sent to the wrong destination. Business travelers and vacationers can agree that having your luggage delayed causing weariness, frustration and extra work is not enjoyable; however, you have peace of mind that you are financially protected with misplaced bags insurance. Some Indian travel insurance plans automatically include this coverage while others offer it as an option. Regardless, you ensure you do not incur financial loss while you wait for your bags to be repatriated or replaced.

It is one of the most stressful problems while travelling abroad to lose your passport. If you have lost passports insurance, you are covered for the costs associated with obtaining a replacement passport, temporary travel documents, and other legal or formalities. If you travel internationally often from New Delhi to work, study or for tourism, this type of insurance is essential. Lost passport insurance can also help you locate the nearest Indian embassy or consulate, and provide for emergency accommodation in some situations. Without this type of insurance you could incur very expensive travel plan changes and significant delays in returning home or continuing your travels. Therefore if you are going to travel abroad, make sure your travel insurance includes lost passport coverage.

While it's good to have a plan, it's also wise to be flexible with your travel intentions. Plans can change — sometimes due to personal emergencies, health issues, and sometimes due to social issues — political unrest or cancellations of a flight, etc. Postponed travel insurance is there to assist you in recovering non-refundable costs related to your trip if you have to postpone or alter your travel plans. This benefit could save travellers thousands of rupees, especially if they are from New Delhi and traditionally plan international holiday’s months in advance. This insurance usually covers the cost of flight tickets, hotel booking, visa fees and sometimes even events like a concert or tour booking, etc. Once you include the coverage for postponed travel insurance in your policy, you can protect yourself from suffering a big financial loss due to unexpected travel changes. This insurance can be particularly beneficial for families, business travellers, and students travelling outside of India.

When flying from New Delhi to other nations, especially those with expensive healthcare systems, having emergency international travel insurance is a must. This form of coverage would protect you from unexpected occurrences of medical emergencies, evacuations, hospitalizations or accidents. If you are visiting places like the USA, Europe, or places in Southeast Asia, just one serious illness or accident can leave you with huge bills. With emergency international travel insurance, you are protected against these unforeseen and often insurmountable financial losses. Almost every Indian insurance company offers a consult or assists foreigners internationally, 24/7, as a benefit so that you can access quality healthcare without paying out of pocket first. Many emergency international travel insurance options would cover emergency dental treatment, repatriation of remains, and medical evacuation back to India. For frequent flyers from Delhi NCR, students studying in another country, or corporate travellers, this is an absolute safety net that cannot be overlooked.

Sometimes, emergencies at home, sudden illness, or unavoidable circumstances may force you to postpone your travel plans. Cancelling tickets, hotel bookings, or tours often leads to financial loss. Postponed Travel Insurance helps you recover these non-refundable expenses. It ensures that your hard-earned money doesn’t go to waste if your trip gets delayed for genuine reasons.

Medical emergencies abroad can be financially overwhelming. Hospitalisation, sudden surgeries, or even emergency evacuations cost significantly more in foreign countries. With Emergency International Travel Insurance, you get coverage for unexpected health situations. From doctor visits to hospital stays, this insurance protects you from the heavy burden of medical bills, letting you receive the care you need without financial worries.

• Coverage Details: Baggage, documents, medical emergencies, cancellations
• Policy Limits & Exclusions: Always check what is included and excluded
• Claim Settlement Process: Look for ease and support abroad

A good plan balances affordability with comprehensive protection, so you are secure in every situation.

Travel insurance is not just an optional add-on—it is a necessity. Whether it’s misplaced bags, lost passports, postponed trips, or emergency international medical needs, the right insurance gives you confidence to travel stress-free.

Protect yourself, your loved ones, and your journey by choosing a policy that matches your travel needs.